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They mean you're probably connecting to a sweat shop.
Quite frankly, the only johns who use these types of services are the one who don't have any other method of payment available to them.
Some guys even get off while pretending to give the dispatchers their billing information. So, maybe they are only 4 cents a minute, but there is a ten or twelve minute minimum, etc. If you plan to talk for more than thirty minutes or an hour, make sure you tell the dispatcher.
Often, they only check availability of funds for a certain block of time and will instruct the phone slut to cut you off after that no matter how sparkling and pretty your credit may be. Phone sluts will often have more than one persona with a service.
This also helps you set a pre-designated time limit. The best sign of an established, experienced service will be multiple billing methods. There are any number of reasons the chemistry between a john and a phone slut don't work.
They will be affiliated with a credit card verification service, an online pre-payment service (Paypal, etc), a 900 third party billing service, and/or be willing to accept money orders and checks for prepaid accounts. If you've given it about thirty seconds and the mood is nill, tell her so - or just hang up and call back dispatch and ask for another fantasy artist.
This helps them track their regular customers and know what to expect from a call.
A twenty-something girl named Jane could possibly have an 18 year-old vanilla persona called "Amy," a thirty-something dom persona named "Mistress Scarlett" and an ageless she-male persona know as "Pat." 6.
On the plus side, you're only paying the pre-designated long distance charges, whatever they may be.
The billing rate does not necessarily correspond to the level of experience you can expect.